Click links to navigate the site whale watching page Baja Jones trip cancellation policy Blue whale trip Whale sharks snorkel in the Sea of Cortez Narwhal Arctic Adventure Home page photos 2001 photos 2002 Subject: trip cancellation insurance Here are links to various websites that sell trip insurance. Baja Jones does not endorse any insurance agent, company or provider. This information is provided to assist you in searching for the best coverage that matches your requirements. You must read the print carefully. Cheapest is not best for this purchase. I am not an insurance expert. I urge you to consult with your travel agent or to speak directly to some of the companies. What would I want the insurance to cover if I were purchasing it? Certainly if you are booking a flydown air charter trip, air charter cancellation due to weather would be important coverage. That is reimbursement for your non-recoverable expenses should weather force a charter cancellation.  We would of course refund 100% of your payment to Baja Jones if that unlikely event did occur.  For our drive down trips you may be more interested in emergency medical, emergency evac and that type of coverage. Of course your airline could lose your bags, so that may be a consideration. I wouldn't be comfortable purchasing trip insurance without speaking to an agent.  I would want to know that my concerns were covered by the policy I was about to purchase. Here are some companies to consider, but there are others as well: Access America (800) 284-8300 Travel Insured Internation (800) 243-3174 Amex Assurance Co. (800) 234-0375 Berkley Group (800) 645-6615 HealthCare Abroad (800) 237-6615 CSA Travel Protection (800-348-9505 MEDEX Assistance Corporation (800) 523-8930 International Travelers (800) 732-5309 Mutual of Omaha/Tele-trip (800) 228-9792 TravelGuard (800) 826-1300 US Assist (800) 2225-5911 Here are some on line sign up sites. http://highwaytohealth.com/1_benefits_protector.cfm http://www.tripinsuranceusa.com/ http://www.insurancefortrips.com/ http://www.travel-insurance.ws/trip_cancellation/default.html http://www.travel-insurance-one.com/ http://www.travelguard.com/compare/index.asp http://www.insuremytrip.com/ Deciding what travel insurance to buy and how much to spend can be a daunting process. Here are some factors to consider: Primary elements of travel insurance include trip cancellation, trip interruption, accidental death or dismemberment, medical/dental coverage, transportation to adequate medical facilities, loss of luggage or personal possessions, and protection against the default or bankruptcy of suppliers. Other insurance options can include personal liability coverage for damages, legal defense, bad weather and many other contingencies.

With trip cancellation/interruption, find out precisely who is covered. Must the insured be traveling with you or could coverage include someone at home who becomes ill? Similarly, determine exactly when coverage starts and ends. In the event of medical evacuation, see if the policy means an evacuation only to the nearest medical facility -- or all the way to your home. Does the insurer have a 24-hour hot line to provide emergency travel advice and assistance?

Overall, consumers should read all the fine print (granted, not always easy) and ask a lot of questions. The more you know up front, the fewer hassles you will encounter if you need to file a claim.

Many providers require you to purchase the travel insurance within a certain time period of signing up for your trip.   Some allow only a couple of days, so don't delay in checking for trip insurance.